Protect your belongings with complete peace of mind
Un déménagement international, c’est une grande aventure. Et comme pour toute aventure, il est essentiel de prévoir l’essentiel : la sécurité de vos effets personnels.
Pour que vous puissiez partir l’esprit tranquille, nous vous proposons une assurance ad valorem tous risques, spécialement conçue pour couvrir vos biens selon leur valeur réelle, tout au long du transport.
An international move is a significant undertaking. Like any major venture, securing the essentials is vital: the safety of your personal effects.
To ensure you embark on this journey worry-free, we offer comprehensive ad valorem all-risks insurance, specifically designed to cover your goods based on their actual declared value throughout the entire transit process.
Mandatory All-Risks Insurance for Your Peace of Mind
Subscribing to all-risks insurance is a mandatory requirement for international moves.
At easygroupage, we provide a comprehensive ad valorem policy perfectly suited to the nature and value of your personal belongings. However, you are free to arrange cover with your own insurance provider if you prefer. In this case, you will need to supply us with a valid insurance certificate covering all items being transported.
Regardless of your choice, our advisors are available to ensure your coverage meets the specific requirements of international shipping.
What is Ad Valorem All-Risks Insurance?
Coverage tailored to the actual value of your goods. Ad valorem insurance operates on a straightforward principle: you declare the value of your items, and in the event of loss or damage, compensation is calculated based on this declared value.
Unlike fixed-rate insurance, you determine the level of protection required. It’s a flexible, transparent solution perfectly adapted to the realities of international moving.
Why Subscribe to This Insurance?
Simply put, to move without worry.
While we take every precaution to ensure your move proceeds smoothly, international transport inherently involves potential unforeseen events: long distances, multiple handling stages, customs procedures, etc.
With ad valorem insurance, you are covered against:
- Partial or total loss
- Damage occurring during transport or handling
- Accidents (fire, sinking, maritime incidents, etc.)
It provides peace of mind from your point of departure right up to your new home.
How Does It Work?
A simple process with personalized support at every stage.
You complete a Declaration of Value form, listing the items to be insured and their estimated value.
If required, our team can assist in valuing specific items for an accurate declaration.
Once validated, the insurance premium is calculated based on the total insured value.
In the event of a claim, we will assist you in preparing your compensation file for prompt and efficient processing.
What the Insurance Covers
- Personal belongings: furniture, clothing, appliances, etc.
- Electronic devices (provided they are adequately protected and correctly declared)
- Works of art or valuable items (must be declared individually)
What the Insurance Does Not Cover
- Undeclared or improperly packed items
- Deterioration due to inherent vice or natural wear and tear (e.g., rust, mould)
- Damage caused by poorly sealed liquids
- Delivery delays (unless a specific extension is purchased)
Rates and Terms
Personalized insurance tailored to your budget. The cost is directly linked to the declared value of your goods. Typically, the insurance premium is approximately 3% of this value.
💡 Example: For goods insured at €10,000, the premium would be €300.
👉 A fixed deductible of €200 applies per claim, regardless of the type of damage. This amount is your responsibility, with the remainder covered according to the policy terms.
Our team will provide a clear, transparent, and personalized quote based on your destination and the nature of the goods being transported.